Financial Planning
NRI Joint Account with Resident Indian – Is this allowed?
A person going overseas for study or employment must either open a new NRO account or convert their savings bank account...
Recent Comments
Insurance Planning
E-Insurance Account mandatory from October 1’2016 – How to convert your...
E Insurance account is soon going to become a mandatory thing while buying new insurance policies and even while renewing your existing policies. This...
When should you and how to surrender LIC Policy?
When Ankur started his first job, on the advice of one of his colleagues he bought one LIC endowment plan. The basic purpose of...
Cash Flow Planning
Estate Planning
5 Best and lesser-known ways to use Life Insurance Policies in India
Life Insurance carries an important place in the financial planning of an individual....
Why Obtaining Legal Guardianship is Important for Special Needs?
Mr Rajeev Sethi is 75 now and is the father of a special needs child....
How to buy policy under Married women property act
Married women property act is enacted to protect the interests and properties of married women...
Save taxes for your successor
This article written by me was originally published in The Hindu Business Line on 2...
How to write a WILL in India – Step by Step guide
This post on How to write a will in india by yourself is in continuation...
Health Insurance
Health Insurance for Diabetes- Comparative Analysis
Diabetes, the word itself is very haunting. As commonly called "Sugar" it is a chronic...
Max Bupa Go Active – Combination of health Insurance and wellness
Max Bupa Go active is the answer to Rising Inflation in medical treatments. It is...
Bank of Baroda health Insurance – Baroda Health – Review
Baroda health is a health insurance policy for Bank of Baroda account holders, in tie...
AB Arogyadan – Andhra bank Health Insurance policy
AB arogyadan is a health insurance policy offered by Andhra bank to its bank account...
BOI National Swasthya Bima Policy – Review
In the series of reviewing health insurance policies offered by nationalized banks, this time I...
Investment Behaviour
Why do Average Investors earn Below Average Market returns?
Estimated reading time: 8 minutes
Today I...
21 Signs of Bad Money Management, You better be watchful of
Estimated reading time: 4 minutes
Your Money...
How to prepare yourself for Next Stock Market Fall?
Estimated reading time: 10 minutes
What are...
Luck or Skill – What matters More in your Success?
My neighbor visited me yesterday. He saw me in some zee business show...
Lifetime Lessons Learnt in 2020 – Your Money Your Life
2020 had taught us many things in different ways. In fact, all...
Investment Options
Target Maturity Funds: Is Passive debt Investing a good Strategy?
There have been a lot of events happening in the debt markets...
How to set up SIP in NPS|Online D-Remit Facility
NPS is a long-term investment product meant for retirement planning. Additional tax benefit...
ESG Funds: What is so Special about this Investment theme?
Estimated reading time: 10 minutes
Not only...
Smart Beta Funds- Is this the new age way of Investing?
With Direct plans in mutual funds gaining popularity in recent years, investors...
All You Wanted to Know about REIT: Is this a good investment?
Real Estate attracts everyone. Even if someone already has his own house or...
Life Insurance
5 Best and lesser-known ways to use Life Insurance Policies in India
Life Insurance carries an important place in the financial planning of an individual....
How to select suitable Online Term Insurance?
Gone are the days when online term insurance policies were simple and easy...
Postal Life Insurance – A good competition to LIC
Postal Life Insurance is not a popular product. I came across the product features while...
ULIP vs Mutual fund – Where to invest in the new LTCG tax Regime?
ULIPs or Mutual funds, what to choose? This is a very old debate which till...
LIC Jeevan Shiromani Money Back plan – Review
LIC Jeevan Shiromani is a money back plan specially meant for High Net Worth Individuals...
Mutual Funds
Target Maturity Funds: Is Passive debt Investing a good Strategy?
There have been a lot of events happening in the debt markets...
ESG Funds: What is so Special about this Investment theme?
Estimated reading time: 10 minutes
Not only...
Smart Beta Funds- Is this the new age way of Investing?
With Direct plans in mutual funds gaining popularity in recent years, investors...
Know your Mutual funds – 5 Recent changes Announced in 2020
2020 has been an eventful year in all areas. When most parts...
Segregated Portfolio taxation –How Units in Segregated Portfolio be taxed on Redemption?
With the Franklin, Nippon and UTI Mutual funds paying their Unitholders back the...
NRI
NRI Joint Account with Resident Indian – Is this allowed?
A person going overseas for study or employment must either open a...
Form 15ca and 15cb: All you wanted to know
Rahul Mishra, an IT professional in the USA, requested his father to...
What is RNOR Status? Important for every Returning NRI to know
Samar, one of my school time friends who works with a software firm...
Union Budget 2020 and its Impact on your Personal Finances
Union budget has always been one of the most important events for the...
Taxation of NRE Fixed deposits for Returning NRIs?
NRE Fixed deposit is a very popular product among NRIs with very valid...
Retirement Planning
Bajaj Allianz life Guaranteed Pension Goal- A Detailed Review
Estimated reading time: 10 minutes
There are...
Employee Provident Fund Rules: 5 important things you should know
Employee Provident Fund is proving to be a boon for salaried employees...
LIC Jeevan Akshay VII| The Popular Pension Plan is back
LIC is back with its most popular Immediate Pension Plan Jeevan Akshay VII...
Why is Retirement considered to be the Most Important Goal?
Why do you think Retirement is such an important Goal? I mean it’s...
Pradhan Mantri Shram Yogi Maan Dhan (PMSYMD)– Pension scheme for Unorganized Sector
This may not be for you, but since you are a part of society and...
Tax Planning
Form 15ca and 15cb: All you wanted to know
Rahul Mishra, an IT professional in the USA, requested his father to...
Form 15G and 15H: How to Avoid TDS on Interest income?
As per Income Tax Rules, Banks and Corporate need to deduct TDS...
New ITR Forms for Income tax Return filing AY 2021-22
Filing Income Tax Returns is one of the most important tasks to...
Budget 2021 and your Money
Yesterday evening, I got a call from one of my clients. He told...
Income tax Return Filing – Why it is Important to file ITR on time?
If you are among those who feel that, if the bank has deducted...
Product Review
Bajaj Allianz life Guaranteed Pension Goal- A Detailed Review
Estimated reading time: 10 minutes
There are...
What is DigiLocker? – How to open and use DigiLocker account.
The recent changes in Motor Vehicle Rules which came into effect from 1st...
LIC Jeevan Akshay VII| The Popular Pension Plan is back
LIC is back with its most popular Immediate Pension Plan Jeevan Akshay VII...
HDFC Life Sanchay Plus Review – Guarantee has its Minus too
The word ‘Guarantee’ attracts everyone. Especially in a scenario of Volatile Markets,
when you...
Max Bupa Go Active – Combination of health Insurance and wellness
Max Bupa Go active is the answer to Rising Inflation in medical treatments. It is...
Manikaran Singal is the founder and Chief financial planner at Good Moneying Financial Solutions. He is a CERTIFIED FINANCIAL PLANNER CM and SEBI registered Investment adviser (Regd no. INA 100001620). He’s having more than 12 years of experience in financial services space.
