Financial Planning

Gold or silver: Which is a better Investment?

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Gold and Silver need no introduction. While new investors might need some guidance with instruments like fixed deposits, almost everyone is familiar with gold...

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Insurance Planning

Online Term Insurance with Income benefits – Does it make sense?

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Term Insurance plans have lost their simplicity. Yes, the plans which used to have a straight forward structure as in to pay the nominee...

Review your Health Insurance Portfolio – Are you covered of all...

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Every year when my health insurance policy gets due for renewal or whenever my client asks me that if their health cover is enough,...

Cash Flow Planning

Estate Planning

Financial Planning Thumb Rules

10 Financial Planning Thumb Rules for better Investment Management

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In today’s fast-paced world, people (especially the younger generation) seek shortcuts and simplified rules in...
Estate Planning

Estate Planning in India: All you wanted to know (with FAQs)

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When it comes to estate planning in India, people are of the notion that it...
Intestate Succession

Intestate Succession or Succession Without a Will: All you wanted to know

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Everyone, not only the affluent, has a lot to share with their family members especially...
Power of attorney in India

Power of Attorney in India- How to make the best use of this?

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Rahul, an OCI living in Singapore, wanted to sell his property in Noida, but could...
Life Insurance Policies in I

5 Best and lesser-known ways to use Life Insurance Policies in India

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Life Insurance carries an important place in the financial planning of an individual. This is...

Health Insurance

Financial Freedom: A Journey of Responsibility and Minimalism

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Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...
LIC Aroya Rakshak Health insurance

LIC Arogya Rakshak- How good this health insurance plan is?

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The pandemic has once again taught us the lesson on how important it is to...
health insurance for diabetes

Health Insurance for Diabetes- Comparative Analysis

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Diabetes, the word itself is very haunting. As commonly called "Sugar" it is a chronic...
max bupa go active

Max Bupa Go Active – Combination of health Insurance and wellness

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Max Bupa Go active is the answer to Rising Inflation in medical treatments. It is...
bank of baroda health insurance

Bank of Baroda health Insurance – Baroda Health – Review

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Baroda health is a health insurance policy for Bank of Baroda account holders, in tie...

Investment Behaviour

Anime girl with cash in hand, highlighting smart investor insights.

Invest Smarter: Tips to Beat Mutual Fund Returns!

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Mutual funds sahi hai, but let’s be honest—they can feel a bit boring, especially in...
Asset Allocation Strategies: How to Balance Risk and Reward in Your Portfolio

Asset Allocation Strategies: How to Balance Risk and Reward in Your Portfolio

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Estimated reading time: 6 minutes In the world of investing, "Asset Allocation" is a well-known term....

Financial Freedom: A Journey of Responsibility and Minimalism

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Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...

Buying a House: A Practical Approach Amid Uncertainty

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Buying a House: A Practical Approach Amid Uncertainty Estimated reading time: 4 minutes Buying a house has...
Confused Investor. Investment questions

A Tale of a Confused Investor | From Fund Selection to Professional Advice

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"Happy investors are not those who see their investments growing, but those who see their...

Investment Options

Watermelon slices comparing bank deposit and debt fund returns.

7 Reasons Debt Funds Are Still Better than Bank Deposits

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The debate between Debt funds vs bank deposits is still on and Debt funds are...

Financial Freedom: A Journey of Responsibility and Minimalism

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Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...
Confused Investor. Investment questions

A Tale of a Confused Investor | From Fund Selection to Professional Advice

0
"Happy investors are not those who see their investments growing, but those who see their...

Budget 2024-25 |10 Important Direct Tax Changes Impacting your Money

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This time in her Budget 24-25 speech, Finance Minister Ms. Nirmala Sitharaman emphasized the government's...
Capital gains tax on property

Why Simple is Better: Understanding Complexity Bias

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Last week Nishant, a 42 years old cardiologist, came down to my office seeking advice...

Life Insurance

Financial Freedom: A Journey of Responsibility and Minimalism

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Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...
Life Insurance Policies in I

5 Best and lesser-known ways to use Life Insurance Policies in India

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Life Insurance carries an important place in the financial planning of an individual. This is...
Online term insurance

How to select suitable Online Term Insurance?

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Gone are the days when online term insurance policies were simple and easy to select....
postal life insurance policies

Postal Life Insurance – A good competition to LIC

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Postal Life Insurance is not a popular product. I came across the product features while...
ulip vs mutual fund

ULIP vs Mutual fund – Where to invest in the new LTCG tax Regime?

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ULIPs or Mutual funds, what to choose? This is a very old debate which till...

Mutual Funds

Watermelon slices comparing bank deposit and debt fund returns.

7 Reasons Debt Funds Are Still Better than Bank Deposits

0
The debate between Debt funds vs bank deposits is still on and Debt funds are...
Anime girl with cash in hand, highlighting smart investor insights.

Invest Smarter: Tips to Beat Mutual Fund Returns!

2
Mutual funds sahi hai, but let’s be honest—they can feel a bit boring, especially in...

Financial Freedom: A Journey of Responsibility and Minimalism

0
Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...
Mutual fund portfolio Overlap

How to Avoid Mutual fund overlap and maintain a Diversified Portfolio

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Are you unintentionally doubling up on your investments? It's a common pitfall that many investors...

Mutual fund KYC Status Check. Has it Changed Recently? Let’s fix it

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Though in our Practice we are not finding much of an issue with our investors,...

NRI

Watermelon slices comparing bank deposit and debt fund returns.

7 Reasons Debt Funds Are Still Better than Bank Deposits

0
The debate between Debt funds vs bank deposits is still on and Debt funds are...
New Rules for PPF and Sukanya Samriddhi: How Irregular Accounts Will Be Handled

2024 Updates: PPF & Sukanya Samriddhi Rules

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How Irregular Accounts Will Be Handled? What happened, and why? Small saving schemes like PPF (Public Provident...
Capital gains tax on property

Capital Gain Tax on Property Sales – New rules on Indexation

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Indexation plays a crucial role in calculating capital gains tax on property, allowing you to...

Financial Freedom: A Journey of Responsibility and Minimalism

0
Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...

Buying a House: A Practical Approach Amid Uncertainty

1
Buying a House: A Practical Approach Amid Uncertainty Estimated reading time: 4 minutes Buying a house has...

Retirement Planning

Financial Freedom: A Journey of Responsibility and Minimalism

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Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...
swp in nps

SWP in NPS – Systematic Lump Sum Withdrawal in New pension Scheme

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After announcing SIP in NPS , PFRDA has also allowed SWP in NPS. If you...
risks to retirement

20 Hidden Risks to Your Retirement Plan

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Retirement is an eventful time with too many changes involving many uncertainties. Financially, retirement is...
Financial Planning Thumb Rules

10 Financial Planning Thumb Rules for better Investment Management

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In today’s fast-paced world, people (especially the younger generation) seek shortcuts and simplified rules in...
Interest Rates are on Rise. Should you Invest?

How attractive is Senior Citizen Savings Scheme offering 8.2% Interest?

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Senior Citizen Savings Scheme (SCSS) interest rates have recently been increased to 8.2% for the...

Tax Planning

New Rules for PPF and Sukanya Samriddhi: How Irregular Accounts Will Be Handled

2024 Updates: PPF & Sukanya Samriddhi Rules

0
How Irregular Accounts Will Be Handled? What happened, and why? Small saving schemes like PPF (Public Provident...
Capital gains tax on property

Capital Gain Tax on Property Sales – New rules on Indexation

2
Indexation plays a crucial role in calculating capital gains tax on property, allowing you to...

Financial Freedom: A Journey of Responsibility and Minimalism

0
Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...

Budget 2024-25 |10 Important Direct Tax Changes Impacting your Money

0
This time in her Budget 24-25 speech, Finance Minister Ms. Nirmala Sitharaman emphasized the government's...
Invoice discounting in india

Invoice discounting as an alternative investment option

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In recent years, two things have changed in the investment landscape i) investor preferences ii)...

Product Review

Fractional ownership in Real Estate in india

Fractional Ownership in Real Estate – Is this Really a Smart way of Investing in Properties?  

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In recent years, the preferences of Indian investors have changed significantly. Call it Financial markets...
LIC Aroya Rakshak Health insurance

LIC Arogya Rakshak- How good this health insurance plan is?

0
The pandemic has once again taught us the lesson on how important it is to...
Retirement Planning

Bajaj Allianz life Guaranteed Pension Goal- A Detailed Review

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Estimated reading time: 10 minutes There are 3 kinds of Investors. One who are risk-takers...
DigiLocker Account

What is DigiLocker? – How to open and use DigiLocker account.

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The recent changes in Motor Vehicle Rules which came into effect from 1st October 2020...
LIC Jeevan Akshay VII

LIC Jeevan Akshay VII| The Popular Pension Plan is back

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LIC is back with its most popular Immediate Pension Plan Jeevan Akshay VII or should...