Financial Planning
Let’s Be Friends with Fear in New Year 2023
Psychology of Money is a Wonderful book by Morgan Housel and is a Must Read by all New and old Investors.My Today’s...
Recent Comments
Insurance Planning
Review your Health Insurance Portfolio – Are you covered of all...
Every year when my health insurance policy gets due for renewal or whenever my client asks me that if their health cover...
E-Insurance Account mandatory from October 1’2016 – How to convert your...
E Insurance account is soon going to become a mandatory thing while buying new insurance policies and even while renewing your existing...
Cash Flow Planning
Estate Planning
Estate Planning in India: All you wanted to know (with FAQs)
When it comes to estate planning in India, people are of the...
Intestate Succession or Succession Without a Will: All you wanted to know
Everyone, not only the affluent, has a lot to share with their...
Power of Attorney in India- How to make the best use of this?
Rahul, an OCI living in Singapore, wanted to sell his property in...
5 Best and lesser-known ways to use Life Insurance Policies in India
Life Insurance carries an important place in the financial planning of an individual....
Why Obtaining Legal Guardianship is Important for Special Needs?
Mr Rajeev Sethi is 75 now and is the father of a special...
Health Insurance
LIC Arogya Rakshak- How good this health insurance plan is?
The pandemic has once again taught us the lesson on how important...
Health Insurance for Diabetes- Comparative Analysis
Diabetes, the word itself is very haunting. As commonly called "Sugar" it is a chronic...
Max Bupa Go Active – Combination of health Insurance and wellness
Max Bupa Go active is the answer to Rising Inflation in medical treatments....
Bank of Baroda health Insurance – Baroda Health – Review
Baroda health is a health insurance policy for Bank of Baroda account holders,...
AB Arogyadan – Andhra bank Health Insurance policy
AB arogyadan is a health insurance policy offered by Andhra bank to its...
Investment Behaviour
Is there any relationship between Bear markets and Economic recession?
Recently i received a query on email, where the reader asked me about...
How to effectively plan a Foreign Education in a depreciating currency scenario?
On December 20, 2011, 1 USD was worth Rs.52.77, but as of December...
In 2022, Let’s Resolve to say “NO”
They say to improve your focus on the things you want, you...
Financial Independence- How easy to achieve and by when it is Possible?
Financial Independence is the ultimate goal. Every Planning exercise is directed towards...
Why do Average Investors earn Below Average Market returns?
Estimated reading time: 8 minutes
Today I...
Investment Options
How attractive is Senior Citizen Savings Scheme offering 8% Interest?
Senior Citizen Savings Scheme (SCSS) interest rates have recently been increased to 8%...
Which Mid Cap Fund is the best?
This article is not about the Best Mid cap funds to Invest in...
Interest rates on FDs are rising- Looking attractive again?
A prospective client wanted us to review his investment portfolio. He is a...
How to do EPF Transfer from Old to New Company?- Online and Offline Process
This is the last and final article of the four-article series on...
EPF Passbook: All you wanted to know
This is the third article of the four-article series on the Employee...
Life Insurance
5 Best and lesser-known ways to use Life Insurance Policies in India
Life Insurance carries an important place in the financial planning of an individual....
How to select suitable Online Term Insurance?
Gone are the days when online term insurance policies were simple and easy...
Postal Life Insurance – A good competition to LIC
Postal Life Insurance is not a popular product. I came across the product...
ULIP vs Mutual fund – Where to invest in the new LTCG tax Regime?
ULIPs or Mutual funds, what to choose? This is a very old debate...
LIC Jeevan Shiromani Money Back plan – Review
LIC Jeevan Shiromani is a money back plan specially meant for High Net...
Mutual Funds
Which Mid Cap Fund is the best?
This article is not about the Best Mid cap funds to Invest in...
What is the difference between multi-cap and Flexi-cap funds?
The Flexi-cap category of mutual funds came into existence in November-2020. It...
Where to invest for a 5-year goal?| How to Invest for Long & short-term goals?
These are the very common questions asked by all those who consider financial...
Potential Risk Matrix in Debt Mutual funds- How to Interpret?
If you are a debt fund investor, you must have received an...
How to Interpret an Equity Mutual Fund Fact Sheet?
Seeing the recent bull run, a lot of new investors have entered the...
NRI
How NRIs can take the best advantage of the rupee depreciation?
Since the beginning of the Russia-Ukraine crisis, there has been a steady downward...
Mutual Funds for NRIs in India: A Complete Guide
A few years ago, NRIs could think of or preferred only real...
NPS for NRI 101: Your ultimate guide on National Pension Scheme in India
This article is about NPS for NRI, NPS Features, how to open...
NRI Investment in India: Best Options and Important Rules
NRIs looking for Investment in India often fall prey to mis-sellers, particularly...
How are NRIs different from PIOs and OCIs?
Who are PIOs and OCIs?
Person of Indian origins (PIOs)...
Retirement Planning
How attractive is Senior Citizen Savings Scheme offering 8% Interest?
Senior Citizen Savings Scheme (SCSS) interest rates have recently been increased to 8%...
How will your Post Retirement Life look like?
When you think of Retirement, the only thing that comes to mind is...
Is Rs.1 Crore really enough to retire in India (Comfortably)?
A lot of people dream of becoming a Crorepati someday and assume...
NPS Annuity Plans: How to Calculate pension amount you can get?
When it comes to Retirement Planning, NPS has become one of the...
Employee Provident Fund (EPF): Everything you wanted to know
Employee Provident Fund (EPF) is generally the First Investment product that you...
Tax Planning
Employee Stock benefit schemes- ESOP, ESPP & RSU: All you wanted to know
The corporate world is always in a state of flux and fluidity....
Income tax Deductions FY 2022-23: Useful for Tax Planning
Income tax deductions under section 80C, 80CCD, 80D, etc. not only reduce...
Income Tax for NRI in India- Some Important Rules to know
There are a lot many questions in the mind of first-time NRIs....
New Rules for ULIP Taxation
Union Budget 2021 had made some amendments in the Finance Act with...
Budget 2022: 12 important announcements impacting personal finances
Just like last year, this time too, there are not any negative...
Product Review
LIC Arogya Rakshak- How good this health insurance plan is?
The pandemic has once again taught us the lesson on how important...
Bajaj Allianz life Guaranteed Pension Goal- A Detailed Review
Estimated reading time: 10 minutes
There are...
What is DigiLocker? – How to open and use DigiLocker account.
The recent changes in Motor Vehicle Rules which came into effect from 1st...
LIC Jeevan Akshay VII| The Popular Pension Plan is back
LIC is back with its most popular Immediate Pension Plan Jeevan Akshay VII...
HDFC Life Sanchay Plus Review – Guarantee has its Minus too
The word ‘Guarantee’ attracts everyone. Especially in a scenario of Volatile Markets,
when you...
Manikaran Singal is the founder and Chief financial planner at Good Moneying Financial Solutions. He is a CERTIFIED FINANCIAL PLANNER CM and SEBI registered Investment adviser (Regd no. INA 100001620). He’s having 17+ years of experience in financial services space.
