Live RICH - Online Financial Planning

A Comprehensive Goal based Financial Planning

Human Adviser

You will talk to a Human who Listen and Feel.  Its a Personalized Service, not a Software Program

Time Efficient

You will get an Online Service Delivery , so you don't have to move from the comfort of your Office or Home.

Cost Effective

You will not have to pay a Bomb for your Financial Plan. Online Services are always cost effective.

Fiduciary

You will get an Unbiased advise & Transparent discussion with a CFP Professional.

Financial plans are Customized and Personalized. The Online service delivery is just to improve upon the efficiency in the process, so you can have ample time to use it wisely on other important tasks.

Manikaran Singal, Chief Financial planner

Client's Experiences

personal financial planning services

"Manikaran Singhal is very knowledgeable and trustworthy Financial Planner . He provides a fresh impetus to your personal Financial planning by providing very transparent Pro\Con view of various financial schemes available in the market.His greatest strength lies in his deep knowledge of the Banking Sector along with Insurance and Mutual Funds . He has always under promised and over achieved which should be a trademark quality of any Financial Planner . Happy to have him provide me with his expert service”


 Yadvinder Changotra, Director, ITC Infotech, USA

goal based Financial planning - Manikaran

"

My experience with the whole financial planning an financial planner was EXCELLENT… I was in a mess and had absolute no knowledge of Financial Planning.

I used read a lot of articles, invest as per advise of friends but all in vein. Now I am on track and can see some money at my disposal. I am hopeful and confident for a brighter future with help of Mr. Manikaran.


 Anoop Bhardwaj, GM, HSIL, Gurgaon

What your Financial Plan will have

.

  • Cash Flow & Net Worth Analysis
  • Your Financial Health Check (Ratio Analysis)
  • Risk Profiling & Asset Allocation Advise
  • Review and Analysis of Existing Insurance Policies
  • Review & Analysis of Existing Investment Products
  • Goal based Investment Planning 
  • Protection Planning - Life, Health, Personal Accident Insurance  
  • Loans / Debt Management 
  • Retirement Planning
  • Basic Estate Planning
  • Basic Tax Planning
  • Detailed Investment Advise and hand holding in Product Selection
  • *Complete Implementation Support, Regular Reviews, Ongoing Monitoring and Advisory
  • Service Delivery - Online/Remote (Emails, Phone, WhatsApp, Skype, Zoho etc.) 

Fee Structure

Option 1 - Starts from Rs 30000/- (Inclusive of all taxes). + Investment Management fees (Starts with 1% of AUA)  

This option is for those who want an advisor to do Planning and Complete Investment management, including the Ongoing services like Annual Reviews (Financial plan & Investment Plan ), Implementation, Monitoring , Query handling & Service Support etc. Here You outsource your complete financial management to the advisor. The Fee Starts from Rs 30000/- but may increase with the complexity in the Financial data. Fixed fee would be the first year of planning, Second year onward the fee amount will depend on the Assets Under Advisory, and starts from 1% of the same. This percentage will keep reducing with the increase in AUA. For the additional fee details, and to know more about the offering, either fill up the form below or email at [email protected]  


    Option 2 - Starts from Rs 50000*/- (Inclusive of all taxes).  


This options suits more to you if you can manage the Investment transactions at your end, and have accumulated decent Investments you seek advise on. You may say this is more of Investment advisory and review option and not end to end investments management. So, you may reduce the total cost of Financial Planning and Investment Management. In this option, we will do the Plan, half yearly investment review and Quarterly follow up and Ongoing advise calls. We will not handle the Transactions at our end. You have to provide us with your investment reports as and when the review is due. The Fee amount varies with the AUA. Up to Rs 2 crore it is Rs 50000*/- , for AUA above Rs 2 crore till Rs 4 crore the fee would be Rs 125000*/- , and for AUA above Rs 4 crore, the fee would be 0.35% of AUA.  Let's schedule a call by filling the form below to discuss more or email at [email protected]

* the fee will keep increasing with 5% YOY


Lets Discuss in Detail

Fill up the form below and schedule a FREE Half n Hour detailed discussion to get to know , how we would be able to help you achieve your Life Goals.