​Live RICH - Online Financial Planning

A Comprehensive Goal based Financial Planning

Human Adviser

You will talk to a Human who Listen and Feel.  Its a Personalized Service, not a Software Program

Time Efficient

You will get an Online Service Delivery , so you don't have to move from the comfort of your Office or Home.

Cost Effective

You will not have to pay a Bomb for your Financial Plan. Online Services are always cost effective.


You will get an Unbiased advise & Transparent discussion with a CFP Professional.

Financial plans are Customized and Personalized. The Online service delivery is just to improve upon the efficiency in the process, so you can have ample time to use it wisely on other important tasks.

Manikaran Singal, Chief Financial planner

Client's Experiences


Manikaran Singhal is very knowledgeable and trustworthy Financial Planner . He provides a fresh impetus to your personal Financial planning by providing very transparent Pro\Con view of various financial schemes available in the market.His greatest strength lies in his deep knowledge of the Banking Sector along with Insurance and Mutual Funds . He has always under promised and over achieved which should be a trademark quality of any Financial Planner . Happy to have him provide me with his expert service”

Mr. Yadvinder Changotra

VP, ITC Infotech, USA


My experience with the whole financial planning an financial planner was EXCELLENT… I was in a mess and had absolute no knowledge of Financial Planning.

I used read a lot of articles, invest as per advise of friends but all in vein. Now I am on track and can see some money at my disposal. I am hopeful and confident for a brighter future with help of Mr. Manikaran.

Mr. Anoop Bhardwaj
GM, E Commerce, HSIL, Gurgaon

What You Will Get...

  • Cash Flow and Net Worth Analysis
  • Financial Health Check up (Ratio Analysis)
  • Risk profiling and Asset Allocation
  • Review and Analysis of Existing Investments
  • Review and Analysis of Existing Insurances
  • Goal based Investment Planning
  • Life, Health, Personal Accident Insurance Advisory
  • Debt Management
  • Retirement Planning
  • Basic Estate Planning
  • Basic Tax Planning
  • Implementation Support, Regular Reviews, Monitoring and Ongoing Support (Optional)
  • Service Delivery - Online & Remote (Phone/Skype/Hangout/Whatsapp)
  • Financial Planning/Annual Service Charge - Starts from Rs 12000/- (Calculate your fee from the Tab below)
    *In case you do not want to opt for Implementation Support and Ongoing Services, then we will support you for 1 month, post presenting the Financial Plan to answer your queries if any, and then close the agreement.


Every Person's financial profile , complexity and requirements are different. So how can fee be the same. You may check what fee would be applicable in your case.

Implementation Support, Investment Management & Ongoing Services

It is an Optional Service. If Post the writing of Financial Plan, You want us to handhold you, Guide you and help you implement the Financial plan and do the Regular and timely Reviews of the structure, then the undermentioned Cost structure will apply

  • Starts from 1% of Average Assets Under Management (Inclusive of taxes)  - in Direct Mutual Funds (Min. Investment Rs 25,00,000/-). Second year onward, No Planning Fee be charged
  • In case you prefer to Regular Mutual funds, then we may refer you to a trusted source (The Implementation Partner). In this case we will not charge any Investment management charges but only the Financial Planning / Annual Service Charge as mentioned above. 

Have Questions or Want to Know More?

Fill up the form below and schedule a FREE Half n Hour detailed discussion to get to know , how we would be able to help you achieve your Life Goals.