Because It’s more than Just Money…It’s Part of your Life

With whatever name you call, your major Goal is to provide comfortable Life to self and Family.

You are giving part of your life to earn this money…and it’s natural to expect the money to be used and invested to make life better.

We Understand this and thus have come up with Range of personal financial planning services to suit your different requirements.

At Good Moneying, you will experience what it feels like to have your own trusted financial advisor, ready to help when you have questions. With our Focus on Building Long-term client relationships, we are with you every step of the way as your life unfolds

Our Personal Financial Planning Services for you

Ranging from Single goal-based personal financial planning services like Child education planning, Retirement planning, Insurance planning, Loan advice or debt management, tax planning, estate planning, wealth management to Detailed/Comprehensive financial planning and ongoing services, we can support you on every aspect of financial life.

Below is the snapshot of our services:

personal financial planning services in india

Be Good

If you are a Do it yourself Investor, and manages most of your finances personally and that too very well, but require advice on specific matters like your Retirement, Insurance, Child education, Investment planning, Will writing etc. Then this service is for you.


If you are seeking for guidance and handholding in the complete financial planning process and writing of financial Plan, but feel that you will manage it afterwards, do the investment management yourself and will not be having any further questions related to money matters, then Get RICH Service will suit you the best


If you feel overwhelmed and you want to eliminate your financial anxiety and you want to proactively plan your finances with someone trusted who you always want to be by your side to answer your queries, guide you and handhold you in your financial Life, then this service is for you.

Here is Something about Us

We are SEBI Registered Investment advisers

Financial planning and Money management is a business of Trust. After all you’d be sharing your complete financial details and life aspiration with the advisor. Though Trust gets developed with time but still to protect the interest of Investors and help them chose the right advisor, SEBI in 2013 mandated all Financial Planners to get registered under SEBI (Investment advisor) regulations,2013.

Since financial planning itself is a missold term these days and every other seller calls himself financial planner or investment adviser, so SEBI through a press release (PR 235/2015), cautioned the public to deal only with SEBI Registered Investment Advisers.

It is mandatory for all – Banks, brokers, Mutual fund and insurance agents, Investment portals…and all those who are into Investment advisory business and advise people across products and guides them in investment journey, but still many are shying away from this as till date only 500+ entities are registered.

These regulations laid down stringent rules for financial planners, which require them to follow strict education and experience standards, do a proper suitability assessment before advising anything to the client and most importantly act as fiduciary for clients, means to act in best interest of clients. Registered advisers are subject to regular annual audits.

Under our personal financial Planning services, We cater to clients across the globe. In India, our client base is scattered across big cities like Mumbai, Bangalore, Pune, Chennai, Kolkata, Delhi NCR, Chandigarh, Ludhiana along with small towns like Chiplun(Mah), Ankleshwar (Guj), Nawanshahr ( Pb.), Patiala (Pb.). Out of India, we serve clients in USA, UK, Singapore, Kuwait, Dubai, Malaysia.

We use technology extensively. 80% of the work happens online and our clients are happy with that, as it saves their time too.

We have diversified clients’ portfolio with different needs, age group, and Profession. This also helped us earn rich experience on varied requirements and behaviours.

Manikaran Singal is the founder and Chief financial planner at Good Moneying Financial Solutions. He is a CERTIFIED FINANCIAL PLANNER CM and SEBI registered Investment adviser (Regd no. INA 100001620). He’s having more than 15 years of experience in financial services space.

He under the banner of Good Moneying provides Comprehensive financial planning and Investment advisory services to Salaried, Professionals, NRIs and Retired. His clients are spread across the globe.

Besides regular blogging on this website, Manikaran also contributes and features in leading media publications like Business Standard, Money control, Dainik Bhaskar, Dalal Times, The Tribune etc.

Manikaran is currently the General Secretary and one of the founder members of “The Financial Planners’ Guild, India” (FPGI), a not for profit and the only association in India of SEBI registered investment advisers.

He keeps on taking various financial literacy initiatives and regularly organizes workshop on financial planning for general public and corporate employees. He is regularly invited to speak at various investor awareness programs organized by Mutual fund houses. He has also conducted training sessions in collaboration with F1FX, FPA (Financial Planning Academy) for Banks and Insurance companies’ employees.

Earlier to this, Manikaran works with ICICI Bank and used to look after the Branch banking and Investment advisory. He worked there from 2003-2006.

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