1. So many changes in PPF rules in recent time. But I feel this one is good to stop people thinking PPF as long term investment tool. And also at the same time close the account with a penalty if there is no way left to manage emergency fund.

    • Yeah, Santanu you are right.But emergency funding has its own importance and such kind of provisions may not let people accumulate emergency fund as they keep thinking that money can be withdrawn from PPF too, in case of any emergency.


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